Innovative Thinking. Infinite Possibilities.
About Us
Innovative Wealth Management is a leading financial advisory firm providing tailored financial solutions for our clients. Through our service, we analyse your financial situation, develop a financial plan, implement strategies and provide ongoing support and advice. We pride ourselves on providing objective advice and innovative solutions in light of changing economic and legislative times.
We believe that each family in Australia deserves to be free from debt and have access to the knowledge and tools required to become financially independent.
Our Values
We’ve identified three key business values which reflect how we view money and how we interact with our clients and partners:
- People before progress – Our priority is achieving client goals by providing sound financial planning advice. We focus on building trusted relationships with our clients and associated professionals.
- Excellence – We don’t settle for ‘decent’ or ‘better than before’. We seek excellence in determining complete holistic financial solutions for our clients. Excellence is rare to come by in this world and is the standard we measure ourselves against.
- Playing to our strengths We deliver fantastic financial plans and achieve our client’s life goals. We partner with trusted professionals (i.e. Accountants, solicitors etc.) in order to provide holistic financial solutions for our clients.
Meet the team
Jake Ruse
Managing Director & CERTIFIED FINANCIAL PLANNER ®
Jake’s priority is to deliver articulate and easy to understand financial plans. He believes the real challenge of financial advice lies in seeing the big picture and analyzing all the working parts. A financial plan is the backbone of any financial strategy which ensures success. Jake began his financial planning career in 2001 working at AMP, whilst completing a degree in commerce (economics and finance) through University of Western Sydney and a Diploma in Financial Planning through Deakin University. After working as a financial planner for a number of financial institutions, including AMP and Hillross, Jake founded ‘Innovative Wealth Management’ licensed through Charter Financial Planning. As a CERTIFIED FINANCIAL PLANNER® Jake is qualified to provide advice in all the main areas of financial planning, specialising in retirement planning for self-funded retirees and personal protection strategies for the self-employed. Aside from advising, Jake has acted as a Lecturer and Tutor for University of Western Sydney and is a qualified mortgage broker.
Andrea Elmargi
Financial Planner
Andrea has extensive experience in financial planning and management with over 20 years’ experience in the financial services sector. He has worked as a financial planner for several financial institutions, including AMP, Gale & Associates Pty Ltd (Hillross Financial), ANZ Financial Planning and Aware Super. He also has over 13 years in financial planning leadership roles, previously as Financial Planning Practice Manager for ANZ Banking Group and as Regional Manager (Advice Delivery Manager) for Aware Super.
Karen Kavanagh
Financial Planner
Karen is a Certified Financial Planner® and an Accredited Aged Care Professional™ with over 20 years experience. She holds a Diploma in Financial Planning and a Graduate Diploma in Financial planning and has further completed specialist courses in self managed super funds, direct shares, and aged care. She is also a Graduate of the Australian Institute of Company Directors. Karen has worked for a number of financial institutions including her own financial planning business until 2024, where she worked closely with accountants to achieve great client outcomes.